Huntington Bank Personal Account Disclosures and Terms
This document outlines the terms and conditions governing personal deposit accounts at Huntington Bank, effective October 12, 2021. It includes specifics on various accounts, related fees, and important changes from previous terms. Please review the document to ensure you understand your account's new terms.
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How do I fill this out?
To fill out this document, carefully review each section to understand the terms and conditions of your personal deposit account. Ensure all required personal information is accurately provided where necessary. Follow any specific instructions provided for individual sections.

How to fill out the Huntington Bank Personal Account Disclosures and Terms?
1
Review the entire document to understand the terms and conditions.
2
Accurately provide all required personal information.
3
Follow specific instructions for each account-related section.
4
Make note of important changes and updates to your account terms.
5
Ensure you comply with the arbitration provision and other important clauses.
Who needs the Huntington Bank Personal Account Disclosures and Terms?
1
Existing Huntington Bank personal account holders need this document to understand the updated terms and conditions.
2
New customers opening a personal deposit account at Huntington Bank need this document to be aware of the account terms.
3
Customers transitioning from TCF Bank to Huntington Bank need this document to understand changes in their account terms.
4
Individuals with Certificates of Deposit accounts need this document for details on their specific account terms.
5
Retirement account holders need this document to understand the rules and regulations governing their accounts.
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What are the instructions for submitting this form?
Submit this document by carefully reviewing all sections and providing the required information. For electronic submission, use the online form on the Huntington Bank website. For physical submission, send to Huntington National Bank, 41 S High St, Columbus, OH 43287. If needed, email completed forms to huntingtonbank@huntington.com or fax to 614-480-5540.
What are the important dates for this form in 2024 and 2025?
The effective date of the terms is October 12, 2021. Regular account reviews and updates may follow annually or as specified.

What is the purpose of this form?
The primary purpose of this document is to inform Huntington Bank customers of the terms and conditions governing their personal deposit accounts effective October 12, 2021. It replaces previous TCF Bank terms and highlights important changes affecting various account types. This document also includes vital information on arbitration provisions, account errors, and joint account ownership.

Tell me about this form and its components and fields line-by-line.

- 1. Personal Account Disclosures: These are general disclosures relevant to all personal deposit accounts.
- 2. Checking, Savings, and Money Market Accounts: Specific terms governing checking, savings, and money market accounts.
- 3. Certificate of Deposit Account Agreement: Terms and conditions specific to Certificate of Deposit accounts.
- 4. Individual Retirement Account Plan: Rules and regulations for Individual Retirement Account Plans.
- 5. Arbitration Provision: Details regarding the arbitration process and rights of the account holder.
What happens if I fail to submit this form?
Failure to comply with the terms outlined in this document may result in restricted account access or closure. It is crucial to understand and adhere to these terms.
- Restricted Account Access: Non-compliance may lead to limited access to your account.
- Account Closure: Failure to follow terms could result in the closure of your account.
How do I know when to use this form?

- 1. Account Opening: When opening a new personal deposit account.
- 2. Account Transition: When transitioning from TCF Bank to Huntington Bank.
- 3. Account Updates: For updates to existing account terms and conditions.
Frequently Asked Questions
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How do I fill out this document?
Carefully review each section, provide accurate information, and follow specific instructions for each section.
Who needs this document?
Existing and new personal account holders at Huntington Bank, including those with Certificates of Deposit and retirement accounts.
Can I sign this document electronically?
Yes, you can use PrintFriendly's signature tool to add your digital signature to this document.
How do I share this document?
Use PrintFriendly's sharing options to send the document via email or generate a shareable link.
What if I need to update personal information?
Use the PDF editor to make necessary modifications to personal information.
Can I download the edited document?
Yes, you can save and download the edited document for your records.
What changes are highlighted in this document?
Key changes include updated terms for making deposits, notice terms for account errors, and modifications to joint account ownership.
Is there an arbitration provision?
Yes, the document includes an arbitration provision that affects your rights, including the right to a court trial or class action participation.
How do I reject the arbitration provision?
Follow the procedures outlined in the 'Your Right to Reject' section on page 27 to reject the arbitration agreement.