Application to Request Release of Cosigner(s) from Private Education Loans

Submit your application by logging into your account at Navient.com and using the Secure Document Upload feature. You can also fax the application to 800-443-9723 or mail it to Navient, P.O. Box 9500, Wilkes-Barre, PA 18773-9500. Make sure to include all required documentation and proof of income, graduation, and citizenship if applicable.

No specific dates are mentioned for this form in 2024 and 2025.

The purpose of this form is to allow borrowers to request the release of their cosigner(s) from private education loans. By completing this application, borrowers can demonstrate that they meet the necessary criteria to manage their loan obligations independently. The form ensures that all relevant information, documentation, and requirements are provided for a thorough evaluation of the request.

• 1. Your Name: Enter your full name.
• 2. Date of Birth: Enter your date of birth.
• 3. Account # or SSN: Provide your account number or Social Security Number.
• 4. Employer's Name: Enter the name of your employer.
• 5. Start Date (mm/yy): Provide your employment start date in month/year format.
• 6. Work #: Enter your work phone number.
• 7. Home #: Enter your home phone number.
• 8. Total Calendar Year Salary: $: Enter your total calendar year salary in dollars.
• 9. Additional Income *: $: Enter any additional income you receive.
• 10. Source *: Provide the source of your additional income.
• 11. Net Income: $: Enter your net income in dollars.
• 12. Frequency (check one): Check the box corresponding to how often you receive your income.
• 13. Position: Enter your job position.
• 14. Monthly Housing Payment: $: Enter your monthly housing payment in dollars.
• 15. Monthly Car Payment(s): $: Enter your monthly car payments in dollars.
• 16. Monthly Student Loan Payment(s): $: Enter your monthly student loan payments in dollars.
• 17. Other Monthly Payments (please specify): $: Provide the amounts and descriptions of any other monthly payments.
• 18. Are you a U.S. citizen or permanent resident?: Indicate whether you are a U.S. citizen or permanent resident.
• 19. Have you included a copy of your diploma or transcript, as requested above?: Indicate whether you have included proof of graduation or transcript.
• 20. Have you included proof of income, as requested above?: Indicate whether you have included proof of income.
• 21. Have you included proof of citizenship, as requested above?: Indicate whether you have included proof of citizenship if applicable.
• 22. Cosigner Name(s) - please list all applicable cosigners: List the names of all cosigners you are requesting to be released from the loan.

If you fail to submit this form, your cosigner(s) will not be released from their obligations. This means you will continue to share the responsibility of the loan with your cosigner(s).

• Loan Obligation: Your cosigner(s) will remain obligated to the loan.
• Credit Impact: Failing to release your cosigner(s) may impact their credit score negatively.
• Financial Responsibility: You will not assume full financial responsibility for your loan.

• 1. Request Cosigner Release: Use this form to request the release of cosigner(s) from your loan.
• 2. Provide Proof of Graduation: Include documentation of your graduation or course completion.
• 3. Demonstrate Income: Attach proof of your current income.
• 4. Meet Credit Requirements: Ensure you have a satisfactory credit history and payment record.
• 5. Submit Application: Follow the instructions to submit your completed application.