2023 Employee Benefits Guide and FAQs
This file contains essential information about the 2023 employee benefits offered, including eligibility, enrollment, and frequently asked questions. It guides employees through the process of understanding and utilizing their benefits. Access detailed explanations on various benefit plans and coverage options for improved decision-making.
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How do I fill this out?
To fill out this document, begin by carefully reading the eligibility criteria outlined in the benefits section. Next, gather any necessary documentation required for enrollment or changes. Finally, follow the step-by-step instructions provided within the file for a smooth application process.

How to fill out the 2023 Employee Benefits Guide and FAQs?
1
Read through the benefits eligibility criteria carefully.
2
Gather required documents or information needed for enrollment.
3
Follow the outlined procedures for application or changes.
4
Submit your completed application within the required timeframe.
5
Confirm receipt of your application and benefits enrollment.
Who needs the 2023 Employee Benefits Guide and FAQs?
1
New hires looking to understand their benefits options.
2
Current employees seeking to make changes or updates to their benefits.
3
Employees with dependents needing insurance coverage information.
4
Individuals needing clarity on eligibility for various benefits.
5
Employees planning for retirement who need benefits information.
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What are the instructions for submitting this form?
To submit your benefits application, log into Workday and navigate to the Benefits app. Ensure all required fields are filled out accurately, including personal information and any dependent information. Once completed, review your submissions for accuracy and submit the form electronically; ensure to save a copy for your records.
What are the important dates for this form in 2024 and 2025?
Important dates regarding benefits enrollment for 2024 and 2025 will be shared during the annual open enrollment period in the fall each year. Specific deadlines will be communicated through relevant company channels, including Workday and email notifications. Ensure to check updates regularly to stay informed.

What is the purpose of this form?
The purpose of this form is to provide employees with detailed information regarding their benefits options and related procedures. It aims to facilitate informed decision-making about enrollment, eligibility, and coverage of benefits. By accessing this document, employees will have a comprehensive resource at their fingertips to navigate their benefits effectively.

Tell me about this form and its components and fields line-by-line.

- 1. Eligibility Criteria: Outlines the employment status required for benefits.
- 2. Enrollment Process: Details the steps and timeline for enrolling in benefits.
- 3. Dependents Coverage: Information on how to add dependents to a benefits plan.
What happens if I fail to submit this form?
Failing to submit this form may result in a delay or loss of access to benefits. Employees may miss the opportunity to enroll during the open enrollment period, impacting their coverage options. It’s essential to ensure timely submission to secure the desired benefits.
- Delayed Coverage: Missing the form submission deadline may lead to delays in benefit coverage.
- Limited Options: Employees might face limited options for benefits, reducing their choices.
- Missed Opportunities: Failure to submit could result in missing out on potential benefits.
How do I know when to use this form?

- 1. New Hire Enrollment: First-time enrollment for new employees post-hire.
- 2. Life Events: To update benefits following life events such as marriage or birth.
- 3. Annual Open Enrollment: Used every year for reviewing and updating existing benefits.
Frequently Asked Questions
How do I know if I am eligible for benefits?
Eligibility is determined based on your employment status, specifically if you are at least 50% FTE.
When do my benefits become effective?
Benefits are effective the first day of the month following your hire date, provided you enroll within 31 days.
Can I change my benefits at any time?
Changes can generally only be made during the annual open enrollment period, unless a qualifying event occurs.
How do I enroll my dependents?
Dependent enrollment can occur during the new hire process, open enrollment, or within 31 days of a qualifying event.
What happens if I miss the enrollment deadline?
If you miss the enrollment deadline, you may have to wait for the next open enrollment period unless there's a qualifying event.
How do I submit my benefits application?
Applications are submitted through the Benefits app in Workday.
Can I access my benefits information online?
Yes, comprehensive benefits information can be found at ssmhealth.com/benefits.
What do I do if I have questions about this file?
For further questions, you can contact People Services at 844.776.6947.
How do I add my newborn to my benefits?
Your newborn can be added within 31 days of birth; make sure to submit the enrollment on time.
Can I cover a Legally Domiciled Adult in my benefits?
Yes, Legally Domiciled Adults can be covered if they live at the same address as you.